A lender is an umbrella term for any financial institution offering finance for property investment.

Lenders include banks, building societies and credit unions and non-bank lenders such as mortgage managers and originators.

Every lender will offer a different range of home loan products, features, prices and interest rates so it's a good idea to shop around to ensure you secure a home loan and a home loan provider that is best matched to you.

A qualified mortgage broker has access to a wide panel of mortgage lenders and can do all of that shopping around for you.